Business Coverage

Protect your business. We’ll help you find the right coverage.

Commercial insurance isn’t an option, it’s something you simply need to have to protect your business. Working with our independent agents, it is possible to find affordable insurance that meets your specific needs. Most importantly, we’ll help you feel confident that your business is protected. Before you can choose an insurance plan, it’s a good idea to know what your options are.

Joe with Balboa Pacific Insurance was able to lower my car insurance premium by $700. After that I had him review my home and RV policies. He was... able to lower those too! Joe was a pleasure to work with and responded quickly to my emails.read more
They served us very well and got us some great rates... better than we could get with anyone else. They also listened to us and found us the perfect... coverage we really needed. Highly recommended!read more
Everyone at Balboa Pacific Ins. has been a great help from personal renter’s insurance to group insurance -very knowledgeable and easy to work with!... I highly recommend them for all your insurance needs!!read more
Joe and the rest of the team at Balboa Pacific have been an asset to me for several years now. They have extensive knowledge of commercial, personal... and health insurance. It is always a pleasure working with them!read more
Balboa Pacific Insurnace is fantastic. They provide great service and answer all of our questions. Before renewing we went over all of our options... and selected the best policy for our current needs. Balboa handles both our home, auto and earthquake insurnace!read more

Commercial Auto Insurance

Auto insurance for a business is important. Even if you operate just one vehicle in your business, commercial auto is essential. Plans may help cover risks against the vehicle, inventory, and equipment within it. Talk to us about your options in liability and property protection including for fleets. Ensure your drivers are protected on the road.

Commercial General Liability Insurance (CGL)

Commercial general liability insurance, also called CGL, provides liability protection from some types of risks. If a customer slips and falls on your property or you are sued for a defective product or service, this type of insurance may help to reduce your risks of paying out of pocket for these services.

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Commercial Property Insurance

Commercial property insurance is also important even if you do not own the building that your business operates out of. This type of insurance may help to minimize financial risks associated with damage to your building, signage, or even your equipment and inventory within it. Talk to us about your options as the building owner as well as a lease holder of the property.

Workers’ Compensation

Keeping your employees safe is important as well. Injuries and illnesses can occur on any job site. However, with a quality workers’ compensation plan in place, you’ll have no trouble minimizing risks associated with work-related accidents and injury. You can depend on our team to help you find affordable plans that meet any state requirements.

Business Owner Package (BOP)

Liability insurance can be overwhelming. That’s where Business Owner Package can help. This type of insurance helps to make purchasing insurance easier to do and more affordable. It gives you access to the plan you need at an affordable rate.

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